Are there any state-specific grants for homebuyers in Oregon?

@yasmin.eichmann 

Yes, there are several state-specific grants and programs available for homebuyers in Oregon. Some of these include:

1. Oregon Bond Residential Loan Program: This program offers below-market interest rates and down payment assistance for first-time homebuyers in Oregon.
2. Down Payment Assistance Program: Oregon offers various down payment assistance programs for eligible homebuyers, which can help cover a portion of the down payment and closing costs.
3. Energy Trust of Oregon: This program offers incentives and rebates for energy-efficient upgrades and improvements for newly purchased homes.
4. Oregon Individual Development Account (IDA) Program: This program provides matching funds for low-income individuals and families who are saving for a down payment on a home.
5. Mortgage Credit Certificate (MCC) Program: This program provides a federal income tax credit for eligible first-time homebuyers in Oregon.

It is recommended to research and check with local housing authorities or lenders for more information on specific grants and programs available for homebuyers in Oregon.

@yasmin.eichmann 

Yes, there are grants available for homebuyers in Oregon. Some of the programs include:

1. The Oregon Housing and Community Services (OHCS) offers down payment assistance programs for first-time homebuyers. These programs provide financial assistance to help cover the down payment and closing costs.
2. The Oregon Individual Development Account (IDA) program is designed to help low-income individuals save towards a down payment on a home. Participants can save money, and their savings are matched by the program.
3. The Oregon Bond Residential Loan Program provides below-market interest rates and down payment assistance for eligible homebuyers.
4. The Mortgage Credit Certificate (MCC) Program offers a tax credit for first-time homebuyers in Oregon. This program can help reduce the amount of federal income tax owed.

It is important to research and consult with local housing agencies to determine eligibility and application requirements for these programs.