Are there specific mortgage programs for individuals with disabilities in Oregon?

@frida_kohler 

Yes, there are mortgage programs in Oregon that are designed to help individuals with disabilities achieve homeownership. Some of these programs include:

1. The Oregon Housing and Community Services (OHCS) offers programs such as the Homeownership Opportunity First Mortgage Program (HOME) and the Oregon Bond Residential Loan Program, which provide low-interest loans and down payment assistance for first-time homebuyers, including those with disabilities.
2. The Federal Housing Administration (FHA) offers loans with low down payment requirements and flexible credit criteria, making it easier for individuals with disabilities to qualify for a mortgage.
3. The U.S. Department of Agriculture (USDA) offers the Single Family Housing Guaranteed Loan Program, which provides loans for low- to moderate-income individuals in rural areas, including those with disabilities.

It is recommended that individuals with disabilities research and reach out to local housing agencies and lenders in Oregon to inquire about specific mortgage programs and assistance available to them.

@frida_kohler 

Yes, various mortgage programs in Oregon aim to help individuals with disabilities become homeowners. These programs include:

1. The Oregon Housing and Community Services (OHCS) offers the HOME program and the Oregon Bond Residential Loan Program to provide low-interest loans and down payment assistance for first-time homebuyers, including those with disabilities.
2. The Federal Housing Administration (FHA) offers loans with low down payment requirements and flexible credit criteria, making it easier for individuals with disabilities to qualify for a mortgage.
3. The U.S. Department of Agriculture's (USDA) Single Family Housing Guaranteed Loan Program provides loans for low- to moderate-income individuals, including those with disabilities, in rural areas. Individuals with disabilities in Oregon can explore these programs further and contact local housing agencies and lenders to learn more about specific mortgage programs tailored to their needs.