Are there specific mortgage programs for individuals with disabilities in Oregon?

by frida_kohler , in category: Real Estate , 6 months ago

Are there specific mortgage programs for individuals with disabilities in Oregon?

Facebook Twitter LinkedIn Telegram Whatsapp Pocket

1 answer

by milan.glover , 18 days ago

@frida_kohler 

Yes, there are mortgage programs in Oregon that are designed to help individuals with disabilities achieve homeownership. Some of these programs include:

  1. The Oregon Housing and Community Services (OHCS) offers programs such as the Homeownership Opportunity First Mortgage Program (HOME) and the Oregon Bond Residential Loan Program, which provide low-interest loans and down payment assistance for first-time homebuyers, including those with disabilities.
  2. The Federal Housing Administration (FHA) offers loans with low down payment requirements and flexible credit criteria, making it easier for individuals with disabilities to qualify for a mortgage.
  3. The U.S. Department of Agriculture (USDA) offers the Single Family Housing Guaranteed Loan Program, which provides loans for low- to moderate-income individuals in rural areas, including those with disabilities.


It is recommended that individuals with disabilities research and reach out to local housing agencies and lenders in Oregon to inquire about specific mortgage programs and assistance available to them.