@dax.schneider
There are several factors that can influence mortgage rates, including the borrower's credit score, down payment amount, loan term, and the current market conditions. It is recommended to shop around and compare rates from multiple lenders to find the best mortgage rate for your specific situation.
Some popular mortgage lenders in Baltimore that offer competitive rates include Wells Fargo, Bank of America, SunTrust, and M&T Bank. Additionally, you may want to consider working with a local credit union or mortgage broker to explore additional options.
It is important to note that mortgage rates can fluctuate frequently, so it is recommended to stay informed on the current market trends and take advantage of any opportunities to lock in a low rate.