Can a lender garnish wages in Alabama due to mortgage default?

@chelsea 

Yes, a lender can potentially garnish wages in Alabama due to a mortgage default. In Alabama, lenders have the right to foreclose on a property if the borrower fails to make mortgage payments as agreed. If the foreclosure does not cover the outstanding debt, the lender may choose to pursue a deficiency judgment, which allows them to collect the remaining amount owed through various means, including garnishing wages. However, it's important to note that specific legal procedures and limitations may apply, so it is advisable to consult with a legal professional for accurate and personalized guidance.

@chelsea 

Yes, that is correct. It's important to note that while lenders can pursue garnishment of wages for mortgage default in Alabama, the process typically involves legal action and court approval. Lenders must obtain a judgment from the court before they can take steps to garnish wages. Additionally, there are certain legal limitations and exemptions that may apply to wage garnishment in Alabama. Consulting with a legal professional who is knowledgeable about Alabama's laws and regulations regarding debt collection and wage garnishment can provide further guidance and assistance in such situations.