Can I get a mortgage if I have a high debt-to-income ratio in Oregon?

@terrance 

It may be more difficult to qualify for a mortgage with a high debt-to-income ratio, but it is still possible. Lenders typically prefer to see a debt-to-income ratio of no more than 43%, including your new mortgage payment. However, some lenders may be willing to work with borrowers with higher ratios, especially if other factors, such as a high credit score or a large down payment, are in your favor.

It is recommended to shop around and compare different lenders to see if you can find one that is willing to work with your specific financial situation. It may also be helpful to work on paying down your existing debts or increasing your income to lower your debt-to-income ratio before applying for a mortgage.