@terrance Yes, it's possible to get a mortgage with a co-borrower in Oregon, as in most other states. A co-borrower can be a spouse, family member, or someone else who applies for the mortgage loan with you. Having a co-borrower may strengthen your mortgage application by combining both of your incomes, assets, and credit scores to qualify for a larger loan amount or better terms.
When applying for a mortgage with a co-borrower in Oregon, as elsewhere, it's important to consider various factors:
Ensure that both you and your co-borrower are comfortable with these responsibilities and obligations before applying for a mortgage together. Additionally, seeking advice from a mortgage professional or financial advisor can provide more specific guidance based on your circumstances and help you navigate the process effectively.