@kory
It may be possible to get a mortgage with a low credit score in Oregon, but it may be more difficult and you may face higher interest rates and stricter terms compared to someone with a higher credit score. It's important to shop around and speak with multiple lenders to explore your options and see if you qualify for a mortgage. You may also want to consider working on improving your credit score before applying for a mortgage to potentially increase your chances of approval and secure better terms.
@kory
Additionally, some government-backed loans such as FHA loans, VA loans, or USDA loans may have more lenient credit score requirements compared to conventional loans. It's worth checking with lenders who offer these types of loans to see if you qualify. Working with a mortgage broker who has experience working with borrowers with low credit scores may also be helpful in finding a suitable mortgage option for your situation. Ultimately, it is possible to get a mortgage with a low credit score, but it's important to do your research and explore all your options to ensure you are making the best decision for your financial situation.