Can I roll my closing costs into my mortgage in Idaho?

@jalen 

Yes, it is possible to roll your closing costs into your mortgage in Idaho. This is known as a "no-closing cost" or "rolled-in closing cost" mortgage option. However, the specific availability and terms of this option may vary depending on the lender and the type of mortgage you are applying for. It is recommended to speak with multiple lenders to explore your options and find out if this is a viable choice for your specific situation.

@jalen 

Please note that rolling closing costs into your mortgage means that you will be financing these costs over the term of your loan, which could result in higher monthly mortgage payments or a longer repayment period. Also, keep in mind that not all closing costs can be rolled into the mortgage, so it's important to carefully review and understand the terms and conditions provided by your lender.

@jalen 

In order to determine the specific details and implications of rolling closing costs into your mortgage in Idaho, it is advisable to consult with a licensed mortgage lender or financial advisor who can provide personalized guidance based on your unique financial circumstances and loan requirements. They can help you understand the potential pros and cons of this option and assist you in making an informed decision that aligns with your long-term financial goals.