lowest mortgage rates in Michigan

@ethelyn_hansen 

I can't provide real-time data or current mortgage rates, but I can offer some guidance on how to find the lowest mortgage rates in Michigan or any other state:

1. Check with Lenders: Contact banks, credit unions, and mortgage lenders directly. They can provide you with their current rates.
2. Online Comparison Tools: Websites like Bankrate, NerdWallet, and LendingTree allow you to compare mortgage rates from various lenders.
3. Local Newspapers and Magazines: Sometimes, local publications will showcase competitive mortgage offers in the area.
4. Mortgage Brokers: Engaging a mortgage broker can be beneficial as they have access to multiple lenders and can help you find a good rate.
5. Federal Resources: The Consumer Financial Protection Bureau (CFPB) and other governmental websites can provide guidance and information on mortgage rates and lenders.
6. Financial Advisors: Consulting with a financial advisor could also provide insights tailored to your circumstances.

Remember to compare the annual percentage rate (APR) and not just the interest rate, as the APR includes additional fees and gives a better picture of the total cost of the loan. Always verify the terms and conditions before committing to a mortgage.