@emilie.windler

If you want to report unethical lending practices in Alabama, you can take the following steps:

Document the details: Gather all relevant information, including copies of the loan agreement, communications, and any other evidence of the unethical practices you've encountered. Make sure to note the dates, specific actions, and individuals involved.
Contact the lender: Begin by attempting to resolve the matter directly with the lender. Explain your concerns and present any evidence you have. This could help in reaching an agreement or resolution.
Check state laws: Familiarize yourself with Alabama's laws and regulations regarding lending practices. This knowledge will help you understand if any violations have occurred.
Contact the Alabama State Banking Department: This department regulates and oversees various financial activities within the state, including lending practices. You can file a complaint by visiting their website or contacting their Consumer Affairs Division directly.

Alabama State Banking Department: Website: https://www.banking.alabama.gov/ Consumer Affairs Division: (334) 242-3452

Contact other relevant authorities: If the unethical lending practices involve other areas beyond the jurisdiction of the State Banking Department, you may need to reach out to additional authorities. For example, if the practices involve potential fraud or deception, you can contact the Alabama Attorney General's Consumer Protection Division.

Alabama Attorney General's Office, Consumer Protection Division: Website: https://www.alabamaag.gov/consumercomplaint Phone: (334) 242-7335 or (800) 392-5658

Seek legal advice: If the issues are severe or you face difficulties resolving them through other means, consulting an attorney who specializes in consumer protection or lending law could be beneficial. They can guide you on the best course of action and potentially represent you if necessary.

Remember to keep copies of all communication, complaint forms, and any follow-ups for your own records.

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