Can a lender force-place insurance on my property in Alabama?

@jeanie 

Yes, a lender in Alabama can force-place insurance on your property under certain circumstances. If you fail to maintain adequate insurance coverage on your property as required by your mortgage agreement, the lender has the right to protect its interest in the property by force-placing insurance. This typically occurs when the borrower allows their insurance policy to lapse or does not provide proof of coverage. The lender may then purchase insurance coverage on behalf of the borrower and charge the borrower for the cost of the insurance.