Zero. I buy homes, fix them up, and rent them out. I find it to be better for me overall. If I ever need the money I can sell some of them but I like having a guaranteed flow of income. I have 6 homes I rent out. They bring in $900 to $1300 a month and I do not pay the utilities of them. I think my general revenue each month is roughly 8 grand, minus upkeep and expenses for each property, I average around $5,500 a month which I am very happy with.